मित्रांनो आज आपण माहिती बघणार आहोत LAP लोन मध्ये कोणकोणते कायदेशीर दस्तऐवज लागत असतात.
LAP म्हणजे Loan Against Peoperty मध्ये केस चा प्रकार यानुसार वेगवेगळ्या कायदेशीर दस्तांची गरज पडत असते ते पुढील प्रमाणे.
प्रत्येक केस ही वेगवेगळी असू शकते तसेच वेगवेगळ्या वित्तीय संस्थेनुसार वेगवेगळे कागदपत्रे लागत असतात. यापैकी सर्वच दस्त लागतील असेल नाही. किंवा याव्यतिरिक्त सुद्धा अजून दस्त लागू शकतात.
Builder Purchase Case.
1. Draft of ATS - Agreement of Sale Deed/ Notarized / Reg. ATS/ Draft of Sale Deed.
2. 7/12 Extract / Property Card / Namuna No. 8
3. Property Flow 13 Years (Minimum)
4. Mutations Entry.
5. Sale Deed / Title Documents.
6. N.A. Order / Gauthan Certificate / Regularisation Certificate / RERA Certificate.
7. Developement Agreement.
8. Deed of Declaration.
9. Building Plan / Commencement Certificate/ Completion Certificate.
10. Builder NOC and No Project Loan letter from Builder.
11. If Society formed: Society Registration Certificate and No Duces Certificate from Society and NOC For Mortgage from Society.
> LAP / SELF CONSTRCUTION CASE -
> 2. 7/12 Extract /Property Card Extract/Namuna No. 8
> 3. Property Flow 13 years (Minimum)
> 4. Latest Tax Receipt
> 5. NA Order/Gaothan Certificate/Regularization Certificate/Zone Certificate/RERA Certificate
> 6. Development Agreement
> 7. Declaration Deed
>8.Building Plan/Commencement
Certificate/Completion Certificate
>9.If Society formed: Society Registration Certificate and No Duces Certificate from Society and NOC For Mortgage from Society.
*RESALE CASE -*
1. Draft of ATS / Draft Sale Deed
2. 7/12 Extract /Property Card Extract/Namuna No. 8
3. Property Flow 13 years (Minimum)
4. Mutation Entries
5. Sale Deed / Title Documents
6. NA Order/Gaothan Certificate/Regularization Certificate/Zone Certificate/RERA Certificate
7. Development Agreement
8. Declaration Deed
9. Building Plan/Commencement
Certificate/Completion Certificate
10.If Society formed: Society Registration Certificate and No Duces Certificate from Society and NOC For Mortgage from Society.
*BT CASE -*
1. List Of Documents
2. 7/12 Extract /Property Card Extract/Namuna No. 8
3. Property Flow 13 years (Minimum)
4. Mutation Entries
5. Sale Deed / Title Documents.
6. NA Order/Gaothan Certificate/Regularization Certificate/Zone Certificate/RERA Certificate.
7. Development Agreement.
8. Declaration Deed.
9.Building Plan/Commencement
Certificate/Completion Certificate.
10.If Society formed: Society Registration Certificate and No Duces Certificate from Society and NOC For Mortgage from Society.
11. If constructed property thank EB - Electricity Bill and PTR - Property Tax Receipt.
*NAMUNA NO.8/GAOTHAN CERTIFICATE -*
1. Property Flow 13 years (Minimum)
2. Sale Deed / Title Documents
3. Namuna No. 8
4. Gaothan Certificate
5. Ferfar Certificate
6. Boundaries Certificate
7. Proceeding Book
8. Tax Receipt
9. Building Plan/Commencement
10.Certificate/Completion Certificate.
11. EB, PTR.
*AUCTION PROPERTY -*
1. Property Flow 13 years (Minimum)
2. Mutation Entries
3. Sale Deed / Title Documents.
4. NA Order/Gaothan Certificate/Regularization Certificate/Zone Certificate/RERA Certificate.
5. Development Agreement.
6. Declaration Deed.
7. Building Plan/Commencement
Certificate/Completion Certificate
8. List Of Documents
9. DM Order
10. Paper Publication
11. Notice of Sec. 13(2) and 13(4).
12. Bid Letter.
*MHADA/CIDCO :-*
1. Agreement
2. Allotment Letter
3. Lease Deed
4. Assignment Deed
5. Tenement Transfer Order
6. Building Plan/Commencement
7.Certificate/Completion Certificate.
8. EB and PTR.
*SOCIETY PROPERTY:-*
1. Society Registration Certificate
2. Society Member List
3. Allotment Letter
4. Share Certificate
5. Building Plan/Commencement
Certificate/Completion Certificate
6. No Duces Certificate from Society
7. NOC For Mortgage from Society
8. EB and PTR.
Note - 13 / 30 years chain documents in all above case. (If Available).
ATS - Agreement of Sale Deed.
PTR - Property Tax Receipt.
EB - Electricity Bill.
प्रत्येक केस ही वेगवेगळी असू शकते तसेच वेगवेगळ्या वित्तीय संस्थेनुसार वेगवेगळे कागदपत्रे लागत असतात. यापैकी सर्वच दस्त लागतील असेल नाही. किंवा याव्यतिरिक्त सुद्धा अजून दस्त लागू शकतात.
